Gem Lake Minnesota

City of Gem Lake: A Brief History

David Olson, RealtorBy David Olson, Realtor · October 25, 2026 · 3 min read
City of Gem Lake: A Brief History

Twin Cities Property Finder · David Olson, Broker · MN #BK3603584 · Whitefish Property Finder · MN #40646463 · Licensed in Minnesota, Wisconsin and Florida

The city of Gem Lake, Minnesota shares much of its history with the larger, surrounding cities of White Bear Lake and Little Canada.

If you’re thinking about a home near the water, here’s what to know about the lake and the area around it.

Here’s an honest look, whether you’re selling or buying.

Thinking about a home near the water?I’ll show you what homes nearby are really selling for and which streets fit your budget.

Life on Gem Lake

Originally a wooded land covered with lakes, the area now known today as Gem Lake remained uncolonized until the 1840s. As early as 1843, French explorer Jean Nicollet drew a map depicting “Bear’s Lake.” This was the first record of the present day area, and it would signify the impending colonization.

Civilization started to make its appearance in 1851, when a road is shown on a map of the area that would eventually become Little Canada. Just seven years later, in 1858, the Town of White Bear was established. The economy was based on farming, and many of the earliest settlers chose the land because it was good for horseback riding. In fact, early activities included playing polo and going on fox hunts throughout the woods.

The land that would become the City of Gem Lake was part of early White Bear. It was more than one hundred years later, on June 30, 1959, that Gem Lake voted to incorporate as Ramsey County’s newest suburb. Ninety-five percent of the people who went to the polls that day voted in favor of incorporation. Since then, Gem Lake has maintained a close-knit community. Its small size is a reflection of its humble roots, but the pristine beauty of the lake and the convenient location make Gem Lake a beautiful destination to call home.

A simple plan for your Gem Lake move

I’ve been helping people sell and buy homes across Minnesota, Wisconsin, and Florida for about two decades, and I build and remodel luxury homes too. I’ll help you see both what a property is and what it could be.

1Get clear on the numbersFor sellers, a realistic value for your specific home. For buyers, what your budget actually buys in the neighborhoods you like.
2Walk it with a builder’s eyeWe spot what an inspector is likely to flag before it becomes a negotiation.
3Prepare or positionSellers get a prep list and a staging plan. Buyers get a short list of homes that truly fit.
4Move with confidenceOffers, inspections and closing, with one steady guide keeping it calm and on schedule.

Getting the house ready, or making it yours

If you’re selling and want repairs handled before buyers see them, Super Crew Contractors can give you an estimate. If you’re ready for something custom, Ivy Lane Homes does luxury home building and remodeling. And a quick coverage check with Intrinsic Insurance before closing can save you a surprise. Ready to talk? Start a buyer plan or ask what your home is worth.

Super Crew Contractors, Ivy Lane Homes and Intrinsic Insurance are owned by David Olson; you are free to use any contractor, builder or insurer.

Your next step in Gem Lake

Gem Lake homes are priced neighborhood by neighborhood. Whether you’re selling or buying, I’ll help you make a plan that fits.

Please note: I don’t handle rentals or property management. I work with sellers and buyers, and that’s where I can help you most in Gem Lake.

Twin Cities market notes

Stay close to the market, without the noise.

Every so often I send a short, practical note: what Twin Cities homes did, prep tips that are worth the money, and neighborhoods worth a look.

    It looks like you’re already on the list. Thank you! If something didn’t come through, call or text me at 952-314-9446.
    David Olson, Broker, Twin Cities Property Finder

    Thank you! You’re on the list.

    I’m glad you’re here. A quick confirmation is on its way to your inbox. Whenever you want to talk about your own home or a move, I’m a call or text away.

    — David
    City of Gem LakeGem LakeJean NicolletTown of White BearRamsey County

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