Who is my agent?

By David Olson, Realtor · October 24, 2026 · 3 min read
Who is my agent?
Twin Cities Property Finder · David Olson, Broker · License #BK3603584
Independent neighborhood guide, not affiliated with any homeowners association, property manager, city or official board.
Updated October 23, 2026
Twin Cities home, Twin Cities Property Finder
Practical notes for Twin Cities buyers, sellers and owners

People often call the person who sold them insurance “my agent.” It sounds right, but legally, an insurance agent usually represents the insurance company.

The same goes for many loan officers and title or closing staff: they work for their companies. That doesn’t make them unhelpful. It just means it’s worth knowing who works for whom.

Here’s why that matters in real estate.

Want someone on your side?Let’s talk about how representation works when you buy or sell.

What an agent owes you

Any good business should treat you honestly and fairly. But when someone is your agent in the legal sense, they owe you more: loyalty, full disclosure, obedience to your lawful instructions, reasonable skill and care, confidentiality and accounting.

Representation in Minnesota

Minnesota requires real estate licensees to give you an agency disclosure explaining the relationship options, and a written agreement sets out who represents whom. Read it, and ask questions. If anything is unclear, ask before you share sensitive details like your top price.

Why it helps

Having your own advocate means someone is watching your interests through every step: price, terms, inspections and closing. Start with the buyer questionnaire or the seller questionnaire. Building new? Read Details, Details, DETAILS!.

A simple plan for your who your agent works for move

I’ve been helping people buy and sell homes across the west metro for about two decades, and I build and remodel luxury homes too. I’ll help you see both what a property is and what it could be.

1Get clear on the numbersFor sellers, a realistic value for your specific home. For buyers, what your budget actually buys in the neighborhoods you like.
2Walk it with a builder’s eyeWe spot what an inspector is likely to flag before it becomes a negotiation.
3Prepare or positionSellers get a prep list and a staging plan. Buyers get a short list of homes that truly fit.
4Move with confidenceOffers, inspections and closing, with one steady guide keeping it calm and on schedule.

Getting the house ready, or making it yours

If you’re selling and want repairs handled before buyers see them, Super Crew Contractors can give you an estimate. If you’re ready for something custom, Ivy Lane Homes does luxury home building and remodeling. And a quick coverage check with Intrinsic Insurance before closing can save you a surprise. For the local picture, read my Chaska homes guide or browse neighborhoods in Chanhassen and Victoria.

Your next step in who your agent works for

Every move is different. When you’re ready to talk about yours, I’m a call or text away.

Please note: I don’t handle rentals or property management. I work with buyers and sellers, and that’s where I can help you most in who your agent works for.

Twin Cities market notes

Stay close to the market, without the noise.

Every so often I send a short, practical note: what Twin Cities homes did, prep tips that are worth the money, and neighborhoods worth a look.

    It looks like you’re already on the list. Thank you! If something didn’t come through, call or text me at 952-314-9446.
    David Olson, Broker, Twin Cities Property Finder

    Thank you! You’re on the list.

    I’m glad you’re here. A quick confirmation is on its way to your inbox. Whenever you want to talk about your own home or a move, I’m a call or text away.

    — David

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