How’s Your Memory?

By David Olson, Realtor · October 24, 2026 · 3 min read
How’s Your Memory?
Twin Cities Property Finder · David Olson, Broker · License #BK3603584
Independent neighborhood guide, not affiliated with any homeowners association, property manager, city or official board.
Updated October 23, 2026
Twin Cities home, Twin Cities Property Finder
Practical notes for Twin Cities buyers, sellers and owners

Quick: how old is your bedroom furniture, and what did you pay for it? When did you buy the TV in the family room?

Most people can’t answer. That’s normal, until you need to file an insurance claim after a burglary, fire or storm.

Here’s why a home inventory is worth an afternoon.

Is your home covered the way you think?A quick review now beats surprises after a claim.

What happens after a loss

The adjuster will want to know when and how the loss happened. If you have contents coverage, your personal belongings are handled separately from damage to the house itself. You’ll be asked for proof of what you owned, like receipts, statements or a current inventory.

Without one, you’re left rebuilding a list from memory, trying to remember things you haven’t used in years. That can cost you.

How to make one in an afternoon

  • Walk through every room and record a video, opening closets and drawers.
  • Snap photos of serial numbers, model tags and anything valuable.
  • Save receipts for big purchases.
  • Store a copy in the cloud or somewhere outside the house.
  • Update it every year, or after a big purchase.

Check your coverage too

An inventory works best with the right policy behind it. A quick review with Intrinsic Insurance can show you where you stand. Getting ready to move? See my moving checklist and home staging guide.

A simple plan for your home inventory move

I’ve been helping people buy and sell homes across the west metro for about two decades, and I build and remodel luxury homes too. I’ll help you see both what a property is and what it could be.

1Get clear on the numbersFor sellers, a realistic value for your specific home. For buyers, what your budget actually buys in the neighborhoods you like.
2Walk it with a builder’s eyeWe spot what an inspector is likely to flag before it becomes a negotiation.
3Prepare or positionSellers get a prep list and a staging plan. Buyers get a short list of homes that truly fit.
4Move with confidenceOffers, inspections and closing, with one steady guide keeping it calm and on schedule.

Getting the house ready, or making it yours

If you’re selling and want repairs handled before buyers see them, Super Crew Contractors can give you an estimate. If you’re ready for something custom, Ivy Lane Homes does luxury home building and remodeling. And a quick coverage check with Intrinsic Insurance before closing can save you a surprise. For the local picture, read my Chaska homes guide or browse neighborhoods in Chanhassen and Victoria.

Your next step in home inventory

Every move is different. When you’re ready to talk about yours, I’m a call or text away.

Please note: I don’t handle rentals or property management. I work with buyers and sellers, and that’s where I can help you most in home inventory.

Twin Cities market notes

Stay close to the market, without the noise.

Every so often I send a short, practical note: what Twin Cities homes did, prep tips that are worth the money, and neighborhoods worth a look.

    It looks like you’re already on the list. Thank you! If something didn’t come through, call or text me at 952-314-9446.
    David Olson, Broker, Twin Cities Property Finder

    Thank you! You’re on the list.

    I’m glad you’re here. A quick confirmation is on its way to your inbox. Whenever you want to talk about your own home or a move, I’m a call or text away.

    — David

    Thinking about buying or selling here?

    Get a clear plan from a Realtor who knows these neighborhoods inside and out. Pick the easiest way to reach David.

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