How’s Your Memory?

By David Olson, Realtor · October 23, 2026 · 2 min read
How’s Your Memory?
Twin Cities Property Finder · David Olson, Broker · License #BK3603584
Buying or selling? Call or text 952-314-9446.

home inventory3.pngHow old is your bedroom furniture and what did you pay for it? Don’t know? That’s okay, let’s try an easier question. When did you buy the TV in your family room and is it a plasma, LCD or a LED?

Whether you are the victim of a burglary, a fire or a tornado, most people are comforted they have insurance to cover the losses. However, unless you’ve filed a claim, you may not be familiar with the procedures.

What’s my home worth?A clear, local estimate for your street, not just the city.

The adjustor will want to know the date and how the loss occurred. Assuming you have contents coverage, the claim for personal belongings is separate from damage to the home.

You’ll be asked to provide proof of purchase, like receipts or cancelled checks, or a current inventory. If they’re not available, you can reconstruct an inventory from memory. The challenge is trying to remember things you may not have used for years and may not miss for years more.

Relying on memory can be a very expensive alternative. A prudent homeowner will create a home inventory with pictures or videos while all of their belongings are in the home and they can see them.

Download a home inventory to make your project a little easier.

Please note: I don’t handle rentals or property management. I work with buyers and sellers, and that’s where I can help you most.

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