Independent neighborhood guide, not affiliated with any homeowners association, property manager, city or official board.
Updated October 23, 2026
We’ve all said it: “If I’d known then what I know now…” In real estate, it often comes up when people look back at a market they waited out.
For move-up buyers especially, waiting for your home’s value to rise doesn’t always pay off the way it seems.
Here’s why.
The move-up math
When people move up, they often buy a home that’s noticeably more expensive than the one they sell. If prices rise 10% while you wait, your current home gains 10%, but so does the bigger home you want to buy.
Say you’re selling a $300,000 home and buying a $450,000 one. A 10% rise adds $30,000 to your sale but $45,000 to your purchase. You’re $15,000 behind, and if rates rise too, your payment goes up as well.
What to do about it
The smart move is usually to sell and buy in the same market, so both sides move together. Timing the two can be tricky, and that’s where a plan helps. Start with a home value estimate, the seller questionnaire and the buyer questionnaire.
This is general information, not financial, tax or legal advice. Talk with your lender, CPA or attorney about your situation.
A simple plan for your moving up move
I’ve been helping people buy and sell homes across the west metro for about two decades, and I build and remodel luxury homes too. I’ll help you see both what a property is and what it could be.
Getting the house ready, or making it yours
If you’re selling and want repairs handled before buyers see them, Super Crew Contractors can give you an estimate. If you’re ready for something custom, Ivy Lane Homes does luxury home building and remodeling. And a quick coverage check with Intrinsic Insurance before closing can save you a surprise. For the local picture, read my Chaska homes guide or browse neighborhoods in Chanhassen and Victoria.
Your next step in moving up
Every move is different. When you’re ready to talk about yours, I’m a call or text away.
Please note: I don’t handle rentals or property management. I work with buyers and sellers, and that’s where I can help you most in moving up.
Stay close to the market, without the noise.
Every so often I send a short, practical note: what Twin Cities homes did, prep tips that are worth the money, and neighborhoods worth a look.
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I’m glad you’re here. A quick confirmation is on its way to your inbox. Whenever you want to talk about your own home or a move, I’m a call or text away.
